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JACKSON COUNTY, Ore. — Jackson County saw a much sharper rise in bankruptcy filings than Oregon experienced as a whole during the year ending September 30, 2026.
The county recorded 591 cases, compared with 442 in the previous 12 months. Statewide filings grew by 8.2%.
Jackson County’s Bankruptcy Filings Surge Exceeds Statewide Rise
The 149 additional bankruptcy filings in Jackson County are a 33.7% increase, compared with 633 more filings across Oregon, where the total reached 8,364.
The majority of the county’s increase was in the nonbusiness filings category, which climbed from 426 to 571, accounting for 145 of the 149 additional cases.
Business filings rose from 16 to 20.
The pattern differed in neighboring counties. Josephine County recorded 195 filings, nine more than in the previous period.
Klamath County had the opposite scenario: bankruptcy filing cases dropped from 144 to 129.
Tidings Data Snapshot
How Regional Bankruptcy Filings ChangedSouthern Oregon counties and statewide total, 12 months ending September 30 each year| Area | 2025 | 2026 | Change |
|---|---|---|---|
| Jackson County | 442 | 591 | +33.7% |
| Curry County | 26 | 32 | +23.1% |
| Douglas County | 208 | 219 | +5.3% |
| Josephine County | 186 | 195 | +4.8% |
| Klamath County | 144 | 129 | −10.4% |
| Oregon total | 7,731 | 8,364 | +8.2% |
Counts cover cases filed in Oregon’s federal bankruptcy court.
Source: U.S. Courts, Tables F-5A for September 2025 and September 2026DailyTidings.com
The statistics do show where filings increased, but they don’t illustrate the financial pressures or personal circumstances facing the people behind individual cases.
Chapter 7 Cases Account for Jackson County Bankruptcy Filing Rise
Chapter 7 filings rose from 337 to 496 in Jackson County, an increase of 47.2%, making up about 84% of the county’s bankruptcy cases in the latest period.
Other chapters showed different trends: Chapter 13 filings fell from 101 to 90, and Chapter 11 cases edged up from four to five.
Tidings Data Snapshot
Chapter 7 Dominates Jackson County FilingsCases filed in the 12 months ending September 30, 2026- 84%Chapter 7 — 496 cases
- 15%Chapter 13 — 90 cases
- 1%Chapter 11 — 5 cases
Total: 591 cases. Percentages rounded to whole numbers.
Source: U.S. Courts, Table F-5A, September 2026DailyTidings.com
Chapter 7 relates to the liquidation of eligible assets to repay creditors, where a trustee reviews the debtor’s property.
Exemptions and existing liens could affect what is eventually available for distribution, but many individual cases end without assets being distributed to unsecured creditors.
A successful Chapter 7 case can also discharge many personal debts, ending the debtor’s legal obligation to repay them. Some debts do still, however, remain payable under federal law.
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