Oregon Imposes 90-Day Waiting Period on Corporate Buyers of Single-Family Homes

Oregon corporate real estate investors will now have to wait 90 days after a single-family home is listed for sale before purchasing a property.

 

The Legislation Will Give Families and Individual Buyers More Time to Compete for a Home

The legislation passed by state lawmakers gives families and individual buyers more time to compete for a home in a market in which demand far exceeds supply.

House Bill 4128 only applies to large real estate investment firms that control 2,500 or more single-family homes and have managed assets of at least $1 billion.

Tidings Data Snapshot
HB 4128 By The Numbers
90 days
Wait before a covered firm can buy a listed single family home
2,500+
Single family homes controlled before the law applies
$1B+
Assets under management needed to qualify as covered
$250K
Maximum penalty for an unlawful purchase
$10K
Maximum penalty for disclosure violations

Source: Oregon Legislature HB 4128 staff summaries and amendments
Dailytidings.com

Apart from the 90-day wait period, another restriction imposed on corporate firms is the requirement to disclose their status to the Oregon Department of Justice and to the homeseller when purchasing a property.

Civil penalties of up to $250,000 will apply for any violations.

 

Community Land Trusts, Nonprofits, and Smaller Housing Providers are Exempted

Community land trusts, nonprofits, and smaller housing providers are exempted from HB 4128.

An analysis of sales by Redfin in 2022 found that investors bought 12.6% of single-family homes in Portland.

MeasureAreaFigureTimeframe
Investor share of homes boughtPortland area12.6%Q1 2022
Institutional share of home purchasesOregon4.4%Early 2025
Institutional control of single family marketPortlandAbout 1%2025 debate figure
Institutional control of single family marketSun Belt marketsAbout 10%2025 debate figure

 

However, more recent data from the real estate firm ATTOM shows that institutional investors accounted for only 4.4% of home purchases in the state.

Institutional investors control 10% of the housing market in the Sun Belt, but only 1% of single-family homes in Portland.

HB 4128 has been accepted by Oregon REALTORS and Multifamily NW as addressing some of the state’s biggest housing concerns and introducing meaningful progress with a more balanced proposal.

The bill has been sent to Governor Tina Kotek for her consideration.

 

Oregon Will Need 500,000 More Homes Over the Next 20 Years

While it is hoped that the bill will serve as a short-term deterrent to corporations bidding for single-family residences, a state-backed housing analysis shows that Oregon still needs nearly 500,000 more homes over the next two decades.

Tidings Data Snapshot
What Is Driving Oregon’s Housing Need
Underproduction : 50,191
Homelessness : 45,637
Second or vacation homes : 17,126
Demographic change : 135,718
Population growth : 242,675

Source: Oregon Housing Needs Analysis 2026 statewide results report
Dailytidings.com

Local, county, and state housing officials issued permits for only 4,800 multifamily units in 2024, the lowest total recorded in 12 years, and preliminary data shows that 2025 will barely exceed that gloomy figure.

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